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Superannuation vs. Mortgage

Australians with extra cash may be asking how to make the most of it given the rising interest rates and volatile investment results. Should you increase your mortgage payments if you have cash, or would it be better in the long term to increase your superannuation? The answer depends on one’s circumstances. Considerations such as […]

8 Common Retirement Mistakes and How to Avoid Them

For the most part, we all look forward to our retirement because this is a chance to seize additional hobbies, travel, and even engage in charity work or part-time employment. We are retiring with greater savings than earlier generations and have higher expectations for the lifestyle we want to lead because of more than 30 […]

Autumn Update 2023: Financial Planning Newsletter Ed 1

Goodbye Summer. Hello Autumn! We hope you made the most of summer, but now it’s time for whistles and sirens as footy and netball are back. Good luck to your team(s) and your tipping! On a more sombre note, as interest rates made their relentless upwards march over many months, the pressure on millions of […]

Liberal Party’s Super Home Buyer Scheme vs Labour Housing Policy for the Young

Liberal Party announces new Super Home Buyer Scheme to help first-time home buyers unlock their super to get into the property market more quickly. On the other hand, Labor’s Help to Buy housing policy will assist those people on a lower income who are not able to buy a house.

5 REASONS TO UPDATE YOUR FAMILY DISCRETIONARY TRUST DEED

Why do you need to update your family and discretionary trust deeds? Whenever you set up your discretionary trust, it was for a particular reason. This may be for asset protection, tax reduction or for building family wealth. In any case, similar to a cell phone, popular features must be upgraded. This something very similar […]

More Support For Melbourne Businesses

Yesterday, the Victorian Government announced a new round of support for small and medium businesses most affected by the extension of public health restrictions in Melbourne. The new jointly funded Commonwealth and Victorian Government package includes automatic payments for previous recipients of the Business Costs Assistance Program Round Two and the Licensed Hospitality Venue Fund […]

Small Business-COVID Hardship Fund

The Small Business COVID Hardship Fund will help qualified little and medium organizations: Whose activities have been seriously affected by COVID-19 limitations that have been set up between 27 May 2021 and August 2021 Have experienced something like a 70% decrease in turnover because of the COVID-19 limitations  Are ineligible for other key COVID-19 Victorian […]

I Can Predict Your Future

 It is over 10 years ago when i opened my first business.Why?   Let me tell you….     This is what stinks About being at a job?     You are never paid what you are truly worth when you are working in a J-O-B…     Instead, You’re paid EXACTLY what it cost to REPLACE YOU. […]

EXPOSED: THE TRUTH ON WHY THE WEALTHY GET RICHER AND THE POOR GET POORER

Can you show me how you became Financially Free? This is probably the most common question that I am asked by my friends, family and clients. As such I thought I would share my views which aided my family to achieve financial Independence. Let me first start with the first and most valuable Wealth Principle: […]

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