Wealth Creation
When Doing It Yourself Doesn’t Work: When Not to DIY and Better Hire an Expert
When DIY efforts don't yield the desired results, it may indicate that you need to seek professional help or take a different approach. This can happen due to a lack of skills, tools, or resources necessary for the task. Seeking assistance or reconsidering your methods might be the best path forward instead of persisting in a frustrating or ineffective way. Remember to always evaluate your situation critically and consider professional advice if needed.
How Do Retirement Income Options Compare?
Retirement is filled with opportunities and choices. There’s the time to travel more, work on long-delayed personal projects or volunteer your help to worthwhile causes. And when it comes to financing your new life without a job, you too have a lot of options. A retirement income option refers to the various ways you can draw income from your retirement savings after you stop working. Here are four alternatives to think about.
Insuring Against Loss of Income: Protection from Unexpected Illness and Injury
Insuring against loss of income typically involves purchasing disability income insurance, which can replace lost earnings due to disability or illness. Those who have a mortgage to pay off, small business owners, and independent contractors without access to sick leave should pay special attention to safeguarding their income against unforeseen illness and injury.
Releasing Your Home’s Value
In order to live comfortably in their golden years, many people are searching for ways to access the increasing equity in their homes as a result of rising real estate prices. With such a big decision and the complex financial products available, it’s best to get independent financial advice to help clarify how you might be affected now and in the future.
Spring Cleaning Tips to Renew Your Personal and Professional Life
Spring cleaning isn’t just about dusting shelves and organising files; it’s about refreshing your mindset, optimising your processes, and ensuring that both your personal and professional worlds are in top shape. Here are some ideas to help you revitalise your life as we move into the warmer months.
How to Recognise Scams and Safeguard Your Money
Have you ever received an email, phone call or text message from a scammer? If you have, you are not alone. Fortunately, there are a few obvious warning indicators that you can watch out for to avoid becoming a victim. Know when you're most vulnerable to scammers and protect yourself from them. Here are some tips for avoiding money scams.
The “Blue Zones’” Secret: Lifestyle Practices for Longevity
Some of the world's oldest and healthiest people live in the Blue Zone regions. They typically follow plant-based diets, exercise frequently, consume moderate amounts of alcohol, get enough sleep, and have positive relationships with their families, friends, and spiritual community, despite slight differences in their lifestyles. Therefore, it has been demonstrated that each of these lifestyle characteristics is linked to a longer lifespan.
Planning the Best Use of Super: How To Maximize Your Superannuation
Planning the best use of superannuation involves considering factors such as your age, retirement goals, risk tolerance, and investment strategy. It is important to regularly review your superannuation fund's performance and fees, as well as consider consolidating multiple super accounts to save on fees. Here are some of the considerations for the popular options.
Tips for a Happy Retirement: Planting the Foundation for a Joyful Retirement
What will you do after retirement? When we retire, we finally have the time and freedom to pursue our passions, whether they be travelling, learning new skills, taking up hobbies, or simply spending time with the people we love. Here are some steps toward fulfilling your journey and make it a happy retirement.
The Key Financial Challenges and Influences You Should Care About in 2024
Uncertainty has prevailed in recent years, but may we expect more consistency as we approach 2024? We look at some of the important challenges and factors in the economy, taxation, and employment.